Written by DAN Staff
With all the training you undergo to become a dive professional, you know that risk is always present in the water. No matter how hard you try, there is no way to eliminate all risk while diving. You understand that even with years of experience, an oversight while gearing up has the potential to become a disaster in the water. Whether it’s a stuck inflator button, a downcurrent or an unforeseen medical problem, research shows that the same types of incidents occur year after year — the numbers don’t lie. And, accidents are most common involving the least and most experienced divers.
When incidents happen they can be life-changing, both physically and financially. Dive accident insurance exists because all divers are subject to risk, despite their experience or capabilities. Insurance is a necessity. It’s not just for your benefit, but also to protect those who care about you when unavoidable accidents occur.
As a dive professional, you’re more than just a diver – you’re a role model for other divers and a leader in your community. You should set a good example and prepare for every eventuality. Carrying dive accident insurance helps you be ready should a happy dive turn into a serious accident.
Dive accident insurance is also crucial for new divers. That’s why DAN offers Student Medical Coverage for entry-level students at no cost to you or the student. By enrolling your students in this program, you’re provide them with coverage for up to $25,000 US in medical expenses. This can even prevent claims against your professional liability policy.
When you buy dive accident insurance from DAN, you can rest assured that all profits are reinvested in research and medical services to further benefit you and the dive community at large. With accident coverage you aren’t just looking out for yourself, you’re also supporting your community and customers. From medical expenses to transportation, accommodations, lost diving equipment and search-and-rescue services, DAN dive accident insurance covers you in the event of unavoidable emergencies and protects you from circumstances beyond your control.
For more information, visit DAN.org/Insurance/Dive
